Mortgage Calculator

Plan your home purchase with confidence

Home Price

$

Down Payment

$

Loan Term

years

Interest Rate

%

Yearly Property Tax

$ /year

Yearly Homeowners Insurance

$ /year

Private mortgage insurance

$ /year

HOA Fees

$ /year

Payment Breakdown

Principal & Interest:

Property Tax:

Homeowners Insurance:

Private Mortgage Insurance:

HOA Fees:

Total Monthly:

Home Price: The total cost of the home you want to buy.
Down Payment: The initial amount you pay upfront towards the home price.
Loan Term: The duration over which you will repay the loan, typically in years.
Interest Rate: The annual percentage rate charged on the loan.
Yearly Property Tax: The annual tax levied on the property by local authorities.
Yearly Homeowners Insurance: The annual insurance premium for protecting your home.
Private Mortgage Insurance: Insurance required if your down payment is less than 20%.
HOA Fees: Monthly fees for maintenance and amenities in a homeowners association.

Actual mortgage rates and terms may vary. Please consult with a financial advisor or mortgage lender for personalized advice.